St. Louis MO Real Estate - Coldwell Banker Gundaker

Ron Gorman, Realtor®
Your St. Louis Real Estate Specialist

Click on the Map and start Searching the MLS!

Ron Gorman of Coldwell Banker Gundaker presents St. Louis, Missouri Real Estate and information about the City of St. Louis, University City Real Estate, Olivette Real Estate, Clayton Real Estate, Ladue Real Estate, Richmond-Heights Real Estate, Maplewood Real Estate, Brentwood Real Estate and the St. Louis County surrounding areas. Contact me today for more information.

FEATURED LISTING

1829 Lafayette Avenue , St. Louis $350,000

Whether you are a first time buyer, previous purchaser, potential home seller, or an experienced investor here at STLcityhomes.com, you will find useful information about St. Louis, University City, Olivette, Clayton, Ladue, Richmond-Heights, Maplewood, and Brentwood. Let me help guide you with information on how to choose the "right" property, making an offer, hiring the right agent, negotiating, financing, mortgage rates, moving, and everything involved in making an informed real estate decision in today's market. You can also search for the current availability of home or commercial property in St. Louis Real Estate, St. Charles Real Estate and beyond, here at STLcityhomes.com, where you can access the St. Louis MLS and much more. Ron Gorman, ®Realtor, wants you to make educated decisions so that you will be happy with your real estate purchase. View Ron's Testimonials.

Another reason to use Ron Gorman is that he is an agent who has earned to the e-Pro designation. Click here to see the advantages of using an e-Pro agent.

Please feel free to browse through St. Louis MLS in order to explore the St. Louis communities of the City of St. Louis, University City, Olivette, Clayton, Ladue, Richmond-Heights, Maplewood, and Brentwood. If you need help or are confused in using the search tools, please contact me so that I can make your efforts pain-free and productive.

SEARCH LIKE AN AGENT

Listingbook provides complete, up-to-the-minute real estate information, straight from the Multiple Listing Service (MLS). Search like an agent and make an informed decision when you know it all.

What makes Listingbook unique? With your Listingbook account, view up-to-the-minute area sales information including Days on Market, List Price, Price Changes, and Sold Price. With Listingbook, you Know It All!

St. Louis is a city that has a wonderful heritage of neighborhoods such as Lafayette Square, Shaw, Benton Park, Soulard, Fox, Tower Grove, and many others. Check out these historic areas by clicking on the "Neighborhood" button. There you will see a list of the neighborhoods that you can click on once you see the neighborhoods that you interested in finding more information about. Ron Gorman Realtor®, offers this comprehensive online tool to give you direct access to the latest properties for sale in your area. You will also find extensive community information, lifestyles, happenings in Saint Louis, school information, and greening in St. Louis information for buyers & sellers, a free home evaluation, answers to commonly asked real estate questions, the lasted information about home improvements and much more. Here at STLcityhomes.com. You will find everything about real estate within one easy source. If you need information that you can't find, please contact me or give me a call at 314-570-5125.

Seller Information

Home Evaluation - Home Improvement - How Much is your Home Worth? - Marketing Strategies for Sellers - Free Reports - Seller's Toolkit - Rehabbing - Relocation - 8 Overrated Remodeling Projects Remodeling Numbers Listing Presentation

Getting Your Home Ready to Sell -- Staging

Buyer Information

Critical Issues to Consider When Negotiating The Purchase of Your Next House First Time Homebuyer Check List - Why Hire a Professional? - Building Inspection - School Information - Free Reports - Home Search - Tax Credit Information - Buyer's Toolkit - Short Sales - Investors - Calculators - Federal Housing Authority - Relocation - Remodeling Numbers - Missouri Housing Development Household Hints

Search for Open Houses

Understanding Mortgage Terms

8 Secrets to Make Buying Your First Home Easy

RESPA - Real Estate Settlement Procedures Act

What does it mean to the buyer?

NEW ECONOMIC INITIATIVES FROM MISSOURI HOUSING DEVELOPMENT COMMISSION Missouri Real Estate Tax Credit

Check out National Association's of REALTORS® New Web Site for Home Buyers: HouseLogic

As the FHA plays an increasingly important role in the financing of homes, it is very important that the potential home buyers become more informed of the the tools that the agency offers. The buyer needs to be aware of the many programs (for example, Hope for Homeowners and/or the 203K) that are available.

On the sidebar you can click on the FHA button which will take you to the site that has the information that you may need.

MORTGAGE PROBLEMS

With the mortgage payment problems that so many are facing, it is really important to know potential sources of assistance. The federal government is making concerted efforts to provide relief. I just saw a web site that can be of help. This program that the government has started is called: Making Homes Affordable. As I see additional areas, I will provide that information.

Click here for a list of useful links to help you with your Mortgage Problems!

With the foreclosure problem likely to confront home owners for at least the next two years, it is important that home owners have access to information that can assist them as they face this serious financial hardship. There are many sites that you can access that will allow the homeowner to face this problem knowing the alternatives that he has.

Mortgage rates are at historically low levels. If you want to know the current rate, send me an email at ronaldgorman@me.com. Be aware that these rates will vary depending upon your financial situation.
More opportunity for less money.
With more foreclosures and MUST SELL on the market, home choices are greater than ever.
With more homes on the market, you have more selection and greater ability to buy the home that you want. If you are considering renting, check to see if buying wouldn't be a better decision considering today's market. Click here to use a calculator to assist you in making that decision.

ESCROW AND CLOSING INFORMATION

What is ESCROW? Escrow comes into play when there is a transfer of money and related documents (i.e. deed or other instrument) by one party to another. These funds are documents are delivered to a neutral third party who is called an escrow agent or escrow holder. Find out more...

Closing and Titles Costs? - Once an offer has been accepted, the real estate agents have to make certain that all of the necessary documents have been turned into their office as well as the title company for processing. This task can be rather daunting as there are many issues which have to be checked for accuracy so that they are legally acceptable. Find out more...

Why Buy Now? Home sellers have to be more realistic about their listing prices if they hope to sell their homes.

BUYING VERSUS RENTING

A consider that a potential buyer has to consider is the value of buying or renting. With the current economic situation, making the decision of renting or buying for a first time buyer is even more imperative. The days when one of the key reasons for buying a home was appreciation is a non-reason for the next couple of years. Home prices are not likely to be going up significantly. On the other hand, Realtor Magazine had an article pointing out 5 reasons for buying as opposed to renting.

The National Association of Realtors in its 8th annual Housing Opportunity Pulse Survey found that over 60% of renters believe that owning a home is still in their best interest. Only a small percentage of those surveyed indicated a lack of interest in owning a home. While the economy today has caused many potential home buyers to rent either a home or an apartment, buying a home is still their objective. 8 in10 indicated that the current uncertainty in the job market is the reason that they have not bought a home. For more information, click here

If you click here you will see a tool that will allow you to analyze the pluses and minuses of home buying as compared to renting. This tool was offered by Trulia.

First Time Landlord: Determining Rent Price

With the current real estate market, some home sellers are now deciding that their only recourse is to rent their home. Obviously, they would rather sell it but renting their home is one way of allowing them to move on to another home that fits their needs better. Once the decision to rent has been made, the owner needs to determine the rent price that allows them to be competitive with the other rentals but also allows them to meet their financial needs. Chris Dowell, (cd@DowellTaggart.com) an agent in Overland Park, KS wrote a blog that offers excellent advice. She has give me permission to post her comments which can be by clicking here.

In a seminar that I recently attended on investment property, the speaker indicated that a benchmark for determining the rent is to compute it based upon .8% of the purchase price. Also, I would suggest that you do a survey of rents within the same geographic areas as the property of interest.

GREATER ST. LOUIS METROPOLITAN NEWS AND CURRENT EVENTS

With so many activities going on in the City of St. Louis, I will be posting here that I feel would be of interest to the visitors to my web site. I will be gleaming this information from many locations, but I would really like to have your help. If you are aware of a special events and want it posted, please call me or send an email to info@stlcityhomes.com. With so much going on and with so many exciting events, these postings should really be helpful.