Ron Gorman, Realtor®
Your St. Louis Real Estate Specialist | Click on the Map and start Searching the MLS! 
| Ron Gorman of Coldwell Banker Gundaker presents St. Louis, Missouri Real Estate and information about the City of St. Louis, University City Real Estate, Olivette Real Estate, Clayton Real Estate, Ladue Real Estate, Richmond-Heights Real Estate, Maplewood Real Estate, Brentwood Real Estate and the St. Louis County surrounding areas. Contact me today for more information. Whether you are a first time buyer, previous purchaser, potential home seller, or an experienced investor here at STLcityhomes.com, you will find useful information about St. Louis, University City, Olivette, Clayton, Ladue, Richmond-Heights, Maplewood, and Brentwood. Let me help guide you with information on how to choose the "right" property, making an offer, hiring the right agent, negotiating, financing, mortgage rates, moving, and everything involved in making an informed real estate decision in today's market. You can also search for the current availability of home or commercial property in St. Louis Real Estate, St. Charles Real Estate and beyond, here at STLcityhomes.com, where you can access the St. Louis MLS and much more. Ron Gorman, ®Realtor, wants you to make educated decisions so that you will be happy with your real estate purchase. View Ron's Testimonials.
Another reason to use Ron Gorman is that he is an agent who has earned to the e-Pro designation. Click here to see the advantages of using an e-Pro agent. 
Please feel free to browse through St. Louis MLS in order to explore the St. Louis communities of the City of St. Louis, University City, Olivette, Clayton, Ladue, Richmond-Heights, Maplewood, and Brentwood. If you need help or are confused in using the search tools, please contact me so that I can make your efforts pain-free and productive. SEARCH LIKE AN AGENTListingbook provides complete, up-to-the-minute real estate information, straight from the Multiple Listing Service (MLS). Search like an agent and make an informed decision when you know it all. What makes Listingbook unique? With your Listingbook account, view up-to-the-minute area sales information including Days on Market, List Price, Price Changes, and Sold Price. With Listingbook, you Know It All! |  |
St. Louis is a city that has a wonderful heritage of neighborhoods such as Lafayette Square, Shaw, Benton Park, Soulard, Fox, Tower Grove, and many others. Check out these historic areas by clicking on the "Neighborhood" button. There you will see a list of the neighborhoods that you can click on once you see the neighborhoods that you interested in finding more information about. Ron Gorman Realtor®, offers this comprehensive online tool to give you direct access to the latest properties for sale in your area. You will also find extensive community information, lifestyles, happenings in Saint Louis, school information, and greening in St. Louis information for buyers & sellers, a free home evaluation, answers to commonly asked real estate questions, the lasted information about home improvements and much more. Here at STLcityhomes.com. You will find everything about real estate within one easy source. If you need information that you can't find, please contact me or give me a call at 314-570-5125. FIRST TIME HOME BUYER 
Revised Tax Credit On November 5th, the U.S. Senate passed legislation extending the first time home buyer credit to closing by the end of June. The new legislation is also allowing a $6500 tax credit for any homeowner who has owned his home for the last 5 of 8 years. Also, the credit would apply if the home owner is going to purchase a second home (not a vacation home) that will become their primary residence. The tax credit does not apply to investors. Housing Legislation Passes! The U.S. House passed the tax credit extension and expansion legislation today (11/5) by a vote of 403-12. This mirrors the action taken yesterday when the U.S. Senate approved the same legislative proposal, 98-0. President Obama is expected to sign the legislation into law no later than this coming weekend. It will extend from November 30, the $8,000 first-time home buyer tax credit to sales closed by the end of next June; it expands the income limits as to those who can qualify for the $8,000 credit; it creates for the first time a $6,500 tax credit for buyers (among qualifications, $800,000 maximum home price); it greatly expands the net operating loss carryback tax provision in a way to help a great many more businesses. Click here for more information about Home Buyer Tax Credit Click here for more information from CB Mortgage regarding Home Buyer Tax Credit
CLICK FOR THE IRS TAX FORM FOR 1ST TIME HOME BUYERS
FEDERAL HOUSING AUTHORITY As the FHA plays an increasingly important role in the financing of homes, it is very important that the potential home buyers become more informed of the the tools that the agency offers. The buyer needs to be aware of the many programs (for example, Hope for Homeowners and/or the 203K) that are available. On the sidebar you can click on the FHA button which will take you to the site that has the information that you may need. MORTGAGE PROBLEMS With the mortgage payment problems that so many are facing, it is really important to know potential sources of assistance. The federal government is making concerted efforts to provide relief. I just saw a web site that can be of help. This program that the government has started is called: Making Homes Affordable. As I see additional areas, I will provide that information.
- Mortgage rates are at historically low levels. If you want to know the current rate, send me an email at ronaldgorman@me.com. Be aware that these rates will vary depending upon your financial situation.
- More opportunity for less money.
- With more foreclosures and MUST SELL on the market, home choices are greater than ever.
- With more homes on the market, you have more selection and greater ability to buy the home that you want. If you are considering renting, check to see if buying wouldn't be a better decision considering today's market. Click here to use a calculator to assist you in making that decision.
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